Caliber Home Loans, based in Texas, is our pick for lender of the week. Caliber’s 30 year fixed rate loan is the lowest available in the country with no fees.
We have also found them to be extremely quick with underwriting times (usually 24-48 hours). It is not uncommon to have a loan approved with a commitment in 1 week or less.
Here is the minimum documentation needed:
- 2 Year of Federal Tax Returns w/ W-2s
- 2 Months of Bank Statements
- 2 Most Recent Pay Stubs
- Purchase Agreement or Current Mortgage Statement (for refinances).
Caliber does not charge any fees to apply or lock in a rate.
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