FHA-Loans-300x188Lowest down payment, perfect for first-time home buyers.

If you are looking to put down as little as possible or if you have less than perfect credit, FHA loans might be the right solution for you. Minimum down payment is 3.50% and the interest rate is low even if your credit score is under 680.

If you currently have an FHA loan and are looking for a lower rate, then an FHA streamline refinance might be perfect!  There is no appraisal requirement and no income verification needed. In many situations, you can also close on your new FHA loan with no closing costs.

 

Other options…

Adjustable Rate (ARM)
Will you be living in your home for 5 years or less?

HARP Refinance
Do you owe more than your house is worth?

Jumbo Loans
Loan amounts over $417,000

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