Lower rates than Jumbo loans.

In most areas, Fannie Mae’s conforming loan limit is $417,000.  However, if you live in a county with higher than average home prices, it may be possible to qualify for a high balance loan.

High balance loans are a perfect solution for some borrowers since they have higher loan limits (up to $625,000 in most areas), and the rates and fees are lower than jumbo loans.

Other options…

30 Year Fixed
The lowest monthly payment.

15 Year Fixed
Shorter term, lower rate

Adjustable Rate (ARM)
Will you be living in your home for 5 years or less?

FHA Loan
Low down payments, perfect for first time home buyers.

HARP Refinance
Do you owe more than your house is worth?

Jumbo Loans
Loan amounts over $417,000

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